Your homeowners policy is specialized as your beautiful home has custom and unique features. We will provide you with a policy that is flexible and tailored to your unique and specific needs.

High Value waterfront homes are often more subject to damage from wind, water and wear and tear. We partner with insurance companies that specialize in insuring waterfront homes that give you guaranteed replacement cost coverage and tailor your coverage to your specific needs.

Many of our clients have a variety of motor vehicles. Our policies cover the vehicles you use daily, antique vehicles, exotic vehicles, motorcycles, golf carts and more. All of these vehicles can be covered on one single policy.

You have a unique lifestyle and significant valuable assets. You may also have domestic staff and more. You are exposed to many liability risks. Our umbrella covers you worldwide from liabilities that threaten your assets and future earnings. Your defense cost are covered as well.

Our valuables and collections policies cover your jewelry, fine art, wine or any other type of collection that you have. You are covered worldwide and we will help determine if you need scheduled (itemized), blanket coverage or a combination of both.

Whether you own a luxury yacht, a smaller power boat, a sailboat or wave runners our watercraft policies can cover and accommodate you in domestic and international waters.

Flooding is a very common natural disaster. Flooding is not traditionally covered on homeowners policies. Flood losses can also be caused by heavy rain. Lang Insurance will help you determine the level of flood protection that you need.

Flood insurance coverage begins with primary flood insurance. Sometimes clients want and need greater and broader coverages. You can purchase higher limits of flood coverage that will cover up to the full value of your home and personal property/contents.